About Us

Hagerstown Insurance AgentSince its humble beginnings in 1973, Cumberland Valley Insurance has undergone much growth and change. However, CVI was founded with a vision to serve clients by offering quality coverage from family-driven, community-minded representatives. That hasn’t changed.

Still serving the Tri-state area, CVI offers auto insurance, homeowners insurance, business insurance, and life coverage through Erie Insurance as well as several other trustworthy companies.

CVI has served clients in Maryland, Pennsylvania, and West Virginia for almost fifty years, and look forward to serving our clients’ insurance needs for the next fifty. We welcome the opportunity to take care of all your insurance needs so you, too, can experience our customer service with a personal interest.

An Independent Advantage

We are Independent Agents in Hagerstown, Maryland, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Cumberland Valley Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

May 5th, 2014 by Cumberland Valley Insurance